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Financing and Insurance

We're making dental care affordable and accessible to our patients.

Financing and Insurance image
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Accepted Insurance

Midwest Dental accepts most dental insurance plans,* including plans from:

  • Anthem--300 Network
  • Cigna -- DPPO Advantage
  • Connection/GEHA
  • Delta Dental
  • Delta Dental IA--Hawk I (Iowa CHIP)
  • HealthPartners
  • Humana
  • MetLife
  • Premier Dental Group
  • SunLife/Assurant/DHA
  • UCCI--ADDP/DOD

Check your Midwest Dental office page for the specific insurance plans they accept. Please call your office with any insurance questions.

*This is not a comprehensive list, and is subject to change.

After your appointment, we will submit your claim to your insurance company. If you have a deductible or a co-pay due for services provided, those fees are due at the time of service. We provide you with a complete estimate before any treatment is performed, and we make every effort to maximize your dental benefits. However, each employer designs their own dental plan. To completely understand what is covered by your dental benefit plan, it is best to contact your employer or insurance company. Please contact your insurance provider to verify coverage and acceptance.

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Cash Payments

For services not covered or not submitted to insurance, we accept cash, check or major credit cards. We do ask for payment at the time of service.

Essential Smile Plan

Dental Discount Plan

For patients without insurance, we offer an exclusive in-house dental discount plan. The Essential Smile Plan provides you and your family access to the dental care you need at a discounted rate. Members will receive 50% off dental exams and 30% off cleanings, X-rays and other preventive procedures. Plus, receive 20% off all other services from any participating provider at Midwest Dental, Mountain Dental®, Merit Dental® and Mondovi Dental® practices nationwide.

The best part is because this isn’t insurance you’re guaranteed acceptance and you can use the plan right away. Visit essentialsmileplan.com to learn more and join the plan today.

*Not available in Augusta, Baldwin, Blaine, Decatur, Janesville, Madison East, Mankato, Racine North Bay, Shawano, St. Charles, Vernon Hills, Wells, Wisconsin Rapids, Wisconsin Rapids, Midtowne.

CareCredit

Financing

Have you been putting off needed dental work because you can’t afford it? Midwest Dental accepts CareCredit, which offers you the flexibility of monthly payments. CareCredit offers promotional financing for 6, 12, 18, or 24 months* on qualifying purchases of $200 or more [after discount] at enrolled provider locations made with your CareCredit credit card account. Please read and understand the CareCredit terms and financing options.

Visit www.carecredit.com for more information, or click the CareCredit icon on your Midwest Dental office page to apply now.

*Subject to credit approval. Minimum monthly payments required. See carecredit.com or ask your provider for details.